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• For any product, advice, service, training, picture, written literature, lecture or video made by SWAPNEEL DESAY / SWAPNEEL ZEN / SWAPNEEL DESAI / Zeemont Inc. the main instruction is listener/learner/student/viewer may listen entire session then listener may think the advice is applicable to listener/learner/student/viewer or not and then if listener/learner/student/viewer thinks that advice is applicable to listener/learner/student/viewer or listener/learner/student/viewer thinks that it is something for listener then only listener may think to use it, it is not at all compulsory/mandatory to listener/learner/student/viewer to use the advice, on contrary SWAPNEEL DESAY / SWAPNEEL ZEN / SWAPNEEL DESAI / Zeemont Inc. do not assure that advice will be correct or usable.

• It is clearly advised that listener/learner/student/viewer should apply his own brain while applying any advice and here SWAPNEEL DESAY / SWAPNEEL ZEN / SWAPNEEL DESAI / Zeemont Inc. do not assume any responsibility of result or outcome after applying advice.

• Any product, service, training, picture, written literature, lecture or video is based on researches and case studies gathered from different books, media, Internet space, etc. SWAPNEEL DESAY / SWAPNEEL ZEN / SWAPNEEL DESAI / Zeemont Inc. and the producers do not accept any responsibility or liability for the accuracy, content, completeness, legality or reliability of the information in any product, service, training, picture, written literature, lecture or video.

• Video / audio or any kind of recording, spreading or sharing any of product, service, training, picture, written literature, lecture or video provided you while training, session or in meeting is not allowed, for this reason any product, service, training, picture, written literature, lecture or video can be stopped any time by SWAPNEEL DESAY / SWAPNEEL ZEN / SWAPNEEL DESAI / Zeemont Inc.

• As when any product, advice, service, training, picture, written literature, lecture or video provided by SWAPNEEL DESAY / SWAPNEEL ZEN / SWAPNEEL DESAI / Zeemont Inc. there will be no refund under any reason.

• Any product, service, training, picture, written literature, lecture or video is made solely for educational purposes and is not created with an intent to harm, injure or defame any person, body of persons, association, company or anyone.

• Any product, service, training, picture, written literature, lecture or video is not intended to spread rumors, offend, or hurt the sentiments of any religion, communities or individuals, or to bring disrepute to any person (living or dead).

• The user / viewer should always do their diligence and anyone who wishes to apply the ideas contained in the Any product, service, training, picture, written literature, lecture or video takes full responsibility for it. Also, it is done on their own risk and consequences.

• The material contained in any product, service, training, picture, written literature, lecture or video cannot replace or substitute for the services of trained professionals in any field including, but, not limited to, financial, medical, psychological or legal matters.

• SWAPNEEL DESAY / SWAPNEEL ZEN / SWAPNEEL DESAI / Zeemont Inc. and the producers do not take responsibility for any direct, indirect, implied, punitive, special, incidental, or other consequential damages arising directly or indirectly on account of any actions taken based on the any product, service, training, picture, written literature, lecture or video.

• SWAPNEEL DESAY / SWAPNEEL ZEN / SWAPNEEL DESAI / Zeemont Inc. and the producers of the any product, service, training, picture, written literature, lecture or video disclaim any kind of claim of libel, slander or any other kind of claim or suit of any sort.

• Any information provided by SWAPNEEL DESAY / SWAPNEEL ZEN / SWAPNEEL DESAI / Zeemont Inc. while providing any product, advice, service, training, picture, written literature, lecture or video may be untrue/ fake/ unrealistic because while providing any product, advice, service, training, picture, written literature, lecture or video main purpose of SWAPNEEL DESAY / SWAPNEEL ZEN / SWAPNEEL DESAI / Zeemont Inc. is to prove point so most of examples are created examples so they must be untrue/ fake/ unrealistic

• Viewers discretion is advised.